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Unlike the rest of the nation, New York has not seen much fluctuation or improvement in their economy. There has been a definite lack of job growth and job retention in the state, and the unemployment rate is much higher than the national average. The cost of living and taxation is also much higher. The personal state taxes for New York residents are 43 percent higher than the national average.



Still, the housing market continues to remain strong. In some areas of New York, home sales have even increased. To encourage loans and to protect borrowers, the state has recently enacted several anti-predatory lending laws. These laws regulate and place substantial restrictions on “high cost home loans”. The laws prohibits loan flipping, lending without regard for the borrowers ability to repay, mortgage broker kickbacks, and other questionable lending practices. Even with the laws in effect, it is recommended that New York borrowers carefully compare lenders, rates, and loan terms prior to purchasing any type of loan.

Our recommended companies service New York, including these cities; Albany, Buffalo, Ithaca, New York City, Niagara Falls, Rochester, and Syracuse.

Our Recommended Lenders Servicing New York -